How to Get Judgment Collection Against an Employer

Creditors and debt collectors have to follow strict guidelines in the manner they collect a debt. This is to ensure they do not violate the consumer rights of people whom they are trying to collect from. If you think that a debt collector is using shady methods in an attempt to collect on a debt, you should contact an LA debt defense attorney at the Evanns Collection Law Firm immediately. To know more about Evanns Collection Law Firm click https://www.evannscollectionlaw.com/. In California, debt collectors are required to follow a process called “debt validation,” which is designed to protect consumers from illegitimate debt collection practices. In the event a debt collector or creditor does not follow the requirements of debt validation, they could be subject to penalties.

Once you have a judgment in your favor, it is important to take steps to collect on that judgment. Some ways to do so include wage garnishment, which allows a portion of the debtor’s wages to be withheld from their employer and sent directly to the creditor until the debt is paid in full. Another method to enforce a judgment is to place a lien on the debtor’s property. This can be done by filing an Abstract of Judgment with the court.

A judgment lien can be used to attach and seize property such as bank accounts, personal property, and real estate. Typically, an abstract of judgment is filed after the judgment is entered by the court, but it may also be filed as soon as the lawsuit is started in order to preserve the right to collect on the judgment.

If the defendant fails to respond to the lawsuit or have their default entered, you can ask for a hearing and request that a judgment lien be placed on their property. This will allow you to collect on the judgment by levying the property, such as their cash or bank accounts, and will also show up in public records.

One way to obtain information about the debtor’s assets is to conduct a “judgment debtor examination.” This is often conducted via a telephone call and can help a judgment creditor understand if the defendant has the funds to pay on the judgment. A judgment debtor examination may also reveal additional information such as whether the debtor has an active business or not and what assets they have that can be seized to pay on the debt.

At the Evanns Collection Law Firm, our Los Angeles judgment enforcement lawyers specialize in assisting creditors with collecting on a judgment, and are committed to doing so as quickly and effectively as possible. We have been successful in collecting on and settling judgment debts well into the multiple tens of millions of dollars in many Southern California jurisdictions. Our firm has been recognized by Super Lawyers in the area of judgment enforcement and collections and has earned the highest possible rating of AV from Martindale-Hubbell. We offer free consultations and can provide representation in a variety of collection and creditors’ rights matters.